It has been 1 year since our business at Foreclosure Prevention Institute, LLC at www.foreclosureinfo.bravehost.com has intensively and extensively helped Michigan homeowner’s with their home situation to help prevent foreclosures. Times, policies and events within the Mortgage industry have been rapidly changing within this time period. One important change involves the department of Loss Mitigation. When I now call some lenders to loss mitigate, the lender will say that we no longer have a loss mitigation department. Today, they have two departments: A collection department and a loan modification department. I think this is due in part to the new federal legislation that is coming down the pipe (so to speak) to ultimately slow down the rate of foreclosures and to help homeowners who are trapped in a loan due to predatory lending.

On this note and a bit of a tangent, one must also realize that this legislation is also designed to help bail-out the lending institutions, and the national and international investors who backed the loans. The lending institutions are having to make significant changes in this subprime meltdown and economic recession just to meet federal mandates and to stay in business (eg. Bank of America just bought-out Countrywide). Certainly, Congress is pressuring them and their financial portfolios are requiring them to make these changes. Not only are banks hurting financially, but they are also having trouble with property management. Furthermore, banks are no longer able to easily make the “fast and staggering bucks.” Understanding this helps me to say to Mr. and Mrs. Homeowner that the lender truly doesn’t want your home. They know that if a house goes into foreclosure, they will lose between $30,000 to $50,000. Lenders’ commodity is money and they make money on the interest of the performing loan. So lenders, really, just want the mortgage payments to be paid and in a timely fashion as promised within the documents signed at the closing table. In fact, it is in the best interest of the lender to mitigate to cut their losses. So the question always comes back to “How can the homeowner meet this obligation when he/she is similarly facing a financial hardship and can’t pay today?”.

Well, the two parties must communicate, negotiate, and loss mitigate. If the homeowner is behind in their payment(s) and wants to save their home, it is important for the homeowner to call the lender to tell the lender when they think or they will be able to make the next mortgage payment. In the preforeclosure stage, one will be referred to the collection department. The service representative will help to set-up a work-out solution or forbearance plan which usually involves signing a written agreement while they refer the current loan or loan in default to the loan modification department. It is important that the homeowner knows three things:

A. Usually, lenders automatically through a computerized system place a homeowner into foreclosure proceedings when they are 60 days late in their payments. This is the danger zone, and negotiations and communication needs to occur.

B. Loan modifications are not guaranteed. Right now lenders are considering and qualifying each homeowner for a loan modification depending upon their hardship and their adjustable rate mortgage especially if the rate adjustment is going to occur within the next 60 to 90 days. Know that the lenders are more likely to grant a loan modification if the ARM caused the financial hardship or will cause a financial hardship. Simple debt or the loss of a job is not always enough to permit a loan modification. After all, everyone would like to lower their interest rate. Lenders have set parameters, guidelines, and rules that they must follow. A new interest rate in a loan modification is many times determined by the homeowner’s pay stubs (income) and tax returns, and the willingness of the investor who holds the deed. It normally takes between 45 to 60 days to obtain a loan modification. During this time period, the lender wants to be assured that the homeowner can make monthly payments.

C. Documents needed vary depending upon the lender, but typically the lender will need the following items so they have the right information to consider and process the loan modification:

A hardship letter
IRS tax returns from the last two years
Last two paystubs of borrower, coborrower and/or anyone else in the home that would help establish income to cover the mortgage
Last two bank statements
Insurance declaration page to show insurance is paid and current.
Social Security, disability, or chid support documentation
An old or new appraisal might also be helpful within negotiations especially if one cannot sell the home because it is over-leveraged. Completing a financial income statement/budget is also important to establish financial priorities.

If you, the homeowner, is unable to talk to your lender or the lender won’t listen to you then please call Foreclosure Prevention Institute, LLC at 1 800 826-1929 and ask for Dave or Janet. Specifically, Dave has worked full-time in the foreclosure market for over 20 years. We will answer your questions, discuss options, and if wanted provide coaching services so you can save your home through loss mitigation. 1st Loss Mitigation of Michigan, dba of Foreclosure Prevention Institute, LLC also does Short Sales for homeowners who are unable to keep their home, but want to save their credit. Time is of the essence, so call today. Don’t be afraid to pick-up the phone, just call Foreclosure Prevention Institute, LLC at 1 800 826-1929. Foreclosure Prevention Institute, LLC is truely helping homeowners save their homes from foreclosure. Also, please visit Foreclosure Prevention Institute, LLC at www.foreclosureinfo.bravehost.com and www.grandrapidshomeplace.com/real-estate/for more information on foreclosures and the foreclosure process.

It is very important to build up your business credit scores to be able to avail of financial loans to fund your small business. In truth, small enterprises are now clamoring about for loans to improve their business by using the money for improvements, or purchasing inventory to meet consumer demands.

Building up your business credit takes a lot time and effort, and requires a paper works by the dozen. Here are some tips on how to get started in giving your business credit rating a healthy boost:

Set a business identity first

The first step in improving your business credit is to get one in the first place. This can be done by registering your business as an LLC or a corporation. Next you need to provide all the necessary paper works required by lenders such as legal document like business permits and licenses, financial statements, references, contracts, and so on.

You need to keep in mind that when you register your business as an independent entity, you need to have a fixed address of your business, as well as open lines of communication. (Note that P.O. Box is not acceptable as a business address)

You might also need to register your business in a credit agency so they can keep tabs on your credit ratings and scores. These organizations will act as reference when you apply for a financial loan that requires a valid credit report.

Building up your credit status will depend on the financial stability of your business as based on the financial documents during its operation. Also, prompt payments are a major issue when it comes to raising your credit status. Fail to pay on the date agreed; you get a negative score on your credit score if that happens.

You might also need to keep monitor credit card reports when they are delivered to you. Try to check for transactions that you did, or did not, make. If you spot an error, report it immediately to the corresponding agency. This will result to a higher credit rating.

Get a loan

Before you can actually improve your credit scores, you need to have a credit to work with. Many small businesses are now opting for business credit cards to improve their ratings. One reason for this is that these plastics have reduced interest rates and APR, which is quite useful for making prompt and affordable payments.

Also, since business credit cards have no principal amounts attached to them, you can easily control the interest expense you make every month. You can do some budget planning to minimize expenses and maximizing profit, without worrying about interests piling up.

Another way to improve your credit status is through credit lines. Many financial institutions, like banks, are now offering short-term lines of credits (LOC) for small businesses, with easy payment terms.

Since interest expense on LOC is dependent on the principal amount, you can easily reduce it by paying the original debt until you reach zero. With this term in mind, you can easily make prompt payments according to the agreement between you and the lender.

The gist to build up your business credit is to make prompt payments on your debts. Whether you have multiple loans or tons of credit cards at your disposal, you need to make sure that you pay each one on its designated date. If done right, you are well on your way to improve your credit scores, which in turn, will improve the financial future of your business.

To get more business credit tips and resources please visit Howto-Business-Credit.com

We are so glad to announce that you can now get all the news and updates to the Palm Beach area Community. Our blog covers Internet Marketing in relation to the Palm Beach area and surroundings. With our main focus of Internet Marketing in the coming years and how everyone can use this information to further their own business on the Internet or off the Internet. We hope we can make a difference in how the future shapes up in Palm Beach, Florida, by giving you meaningful insights for what is coming up in the near and far future. Our community is a vibrant mixture of old and new influences that can only get better with time. We will do our best to keep you informed of the many things that are going on all around us.
We also have a sister site palmbeachmegaportal.com, where any business in Palm Beach County can be registered to this powerful search engine and be known to the Internet Community. This site is new but quickly catching on as the place to go and look up anything in the Palm Beach are.
Stay tuned.
Frank Graulau
palmbeachmegaportal.com
palmbeachmegaportal.com/news/

The best vacuum cleaners for allergy sufferers don’t blow dust. Vacuum cleaners come in three or four different types, and you should do some research and decide what?s best for your needs. If you have carpets of any sort you may want an upright model to do the best job. Vacuum cleaners are supposed to keep all the dust in the machine or in the bag. According to reviews, however, some models spit dust back out into the air.

Some children are invited to help out with the cleaning of their home in a fun, responsible and inspiring way. Vacuum cleaners have evolved over time to satisfy specific cleaning roles within your household. While uprights are the most popular models as they typically have the most features and cleaning power, there are other types to look at. Vacuum cleaners that use paper bags to contain the dust and allergens are your best choice.

If you want quality that offers economic power consumption and is lightweight, consider one of the new compact Miele S4 Galaxy models. Many Miele vacuums come with most asked-for features such as fully electronic suction controls, power brushes for carpets and combination tools for rugs and bare floors. This part may fit older models. Enter your model number. More than 20 models of portable vacuums available. Regenerative, centrifugal & positive displacement models.

In fact, Miele?s unique Vortex Motor System? is engineered to last for an average of 20 years of residential use ? and to provide the same superior suction in year 20 as it does in year one. Like the durable and powerful Miele-made Vortex motor, all Miele?s parts are road-tested for endurance. The SR motors produce no harmful carbon emissions and are billed as lasting twice as long as conventional motors with brushes. The completely independent DC06 also charges its own batteries via a high-speed charger, and to thoroughly convince you of its intelligence, there’s even a mood indicator light - blue for happy, green when negotiating an obstacle and red if it feels threatened by its environment.

Thermax Vacuum

Thermax Vacuum Cleaner

Thermax Vacuum Parts

Thermax Vacuum Cleaner Parts

Many people dream of blogging for profit, and this goal is not far beyond the reach of someone with average intelligence, a willingness to work hard, and a basic grasp of blogging technology. However, very few people manage to reap the profits they want from their blog. Most people who attempt to make money with their blogs do not succeed for two reasons.

Often, bloggers have unrealistic expectations of how fast their readership will grow and how much money they will make, and when these expectations are not met the disappointment can crush the desire to continue blogging. The other trap that many bloggers fall into has to do with lack of planning. If you want to turn a profit as a blogger, the key to success is to make a realistic plan and stick with it.

To succeed at blogging for profit, the main thing that you will need is a large readership. The higher your traffic, the more advertisers will agree to pay you. However, cultivating the regular visitors that you will need in order to make a profit isn’t easy. As more and more blogs appear each day, having a great idea or a wonderful writing style is no longer enough to get attention. You need to be able to market your blog effectively.

Too many bloggers spend all of their time writing posts and almost no time marketing their project. To be certain, updating as often as you can is a great way to keep your blog high on blogrolls and high in blog search engines like technorati, and once your readers know that you update frequently they will return to your site on a regular basis.

However, it does not matter how often you update if nobody is reading your page, so don’t skimp on the time that you spend drawing visitors to your site. To make your dreams of blogging for profit a reality, try decreasing your number of posts and using some of that time to draw new visitors by setting up link exchanges with other bloggers, making contacts in the blog community, and following other established modes of winning traffic.

Of course, even if you are a marketing genius or have a really great idea for a blog, success is not going to happen overnight. Building the kind of readership that blogging for profit requires takes time, and in all likelihood it will be at least several months before you are able to turn much of a profit. Try to stay committed to your blogging project during this initial rough period.

To stay motivated, set goals for how often you will update and how many readers you want to attract, and then reward yourself for sticking with your plan.

For plenty more choice information on earning money from home check out:
href=”http://www.home-earning-center.com/”>Home Earning Center

All About Being Overweight/Obese and the Risks From Diabetes Two
If you are just mildly concerned about shedding those excessive pounds and unsightly flab you must make an important decision. You cannot continue consuming “junk food” and have any possibilty of getting rid of excess fat.

I find one of the most disturbing sights is to see an overweight adult,let alone a seriously overweight child, in a fast food outlet consuming a mid-day, or evening meal consisting of mostly pure “fat”! Eating roasted chicken, oozing dripping, sodden, fat onto a pile of fatty chips, all contained in a fat laden cardboard box; while without doubt tasting scrunptiously delightful, is a recipe for health disaster, for any person already predisposed with a serious excess weight or obesity problem.

Enjoying such a high calorie, fat loaded meal on the rare occasion, possibly may not be too dangerous for a slimmish person not suffering from an over weight problem. However you need to beware of the consequences of a habit forming that could endanger your health at a later date.

You simply must eliminate such junk food from your diet in order to maintain a healthy body weight. Just by eliminating crackers, sugary cereals, bagels, fries, pizzas, ice cream and fatty pastas,and excess bread from your diet will assist you to achieve weight reduction results from this action.

Calorie shifting is a process that involves you eating a healthy steady balance of food varieties but alternating between amounts of calories between meals. Normally you might eat 3 meals a day with differing calorie intakes. Excess calory intake, without commensurate exercise to burn off the unneeded calory intake, will increase your weight, regardless as to the fact they might be fat-calories or sugar-calories. Without doubt, fatty foods are more calorie dense, which means the same measure of fat has 2 1/4 times as many calories.

One of the major dangers to your being overweight is the danger of developing Diabetes two later in life. You must ask yourself the question “is whether enjoying that junk food on a regular basis will be worth suffering this potentially life threatening disease?”

The modern world Diabetes epidemic places your life in jeopardy should you contract this debillitating disease. Plus the impact on the quality of your life can be seriously impacted due to the complications that result from diabetes.

The dangers of contracting diabetes two to young children, has turned into a major health confrontation in the 21st century. It is tragic enough that such a high proportion of adults in developed nations now suffer from this dangerous disease.

However; the statistics indicating the number of young people, and even children now diagnosed with diabetes two is alarming.

You can receive further, up-to date information about the problems and solutions to obesity and being overweight, particularly for children; by subscribing to Steve Fairmont’s information service.

By subscribing you can also download Steve’s free ebook

=> Click here to subcribe & download Steve’s free ebook

=> Read free fascinating articles on this topic

Accent on the wrong issue when it comes to speaking English.

The Governor of Arkansas, Bill Clinton, was asked this question by a reporter in Chicago during his 1992 presidential campaign: “Governor Clinton, you attended Oxford University in England and Yale Law School in the Ivy League, two of the finest institutions of learning in the world. So how come you still talk like a hillbilly?”

The reporter was referring to the fact that Mr Clinton hails from the South and speaks with a “southern” accent. Underlying the reporter’s question was the assumption that education should help get rid of one’s “undesirable” native accent.

I was reminded of that episode when I read some of the recent columns on accents that appeared in Education Post.

I am an applied linguist and, as one who has some acquaintance with prominent theories of second-language learning and teaching, I am amazed, if not amused, at the to-accent-or-not-to accent Hamlet-like dilemma repeatedly expressed by policy planners, educational administrators, business executives, teachers and parents in Hong Kong.

After all, what is an accent? It is no more than one’s way of speaking, the way one sounds when speaking, the way one uses sound features such as stress, rhythm, and intonation.

Contrary to popular belief, it is not just foreigners or second-language users who speak with an accent. Everybody speaks with one. Non-accent is non-existent. For instance, non-native speakers of English speak it with an accent that can be traced to their first language. That is how we know people who speak English with an Indian accent, German accent, Chinese accent, etc.

Those who speak English as their mother tongue speak it with an accent that can be traced to the geographic region and/or the social class they belong to. Thus, there are people who speak English with an American, Australian, or British accent. In fact, there are variations within these broad categories. Those who speak American English speak with a Boston, New York or southern accent. A British accent is not a monochrome accent either.

According to psycholinguists who study the mental processes governing language learning, the accent one acquires is determined by the sound system of the language one is exposed to during one’s childhood. They maintain that there is a “critical period” for language acquisition. It corresponds roughly to the first decade of one’s life. During this period, the language-learning circuitry of the human brain is very flexible. This flexibility is called “neuroplasticity”. As neurolinguist Steve Pinker explains, around about the age of 10 the brain begins to lose its neuroplasticity. The loss of neuroplasticity is confounded by lateralisation, a maturational process in which the complex mental activity of language development is lateralised to the left hemisphere of the brain. The natural biological processes of the loss of neuroplasticity and the onset of lateralisation appear to occur almost at the same time - around puberty. This may explain why children are considered biologically predisposed to be better language learners than adults.

To some extent, one can learn to speak a second language without a significant trace of first language sound systems if one learns it during one’s early childhood. Those who learn a second language after that will retain traces of their first language system.

There is a tendency to confuse intelligibility with accent. While the two are related, they are not the same. Intelligibility is about being understood by an individual or a group of individuals at a given time in a given communicative context. Even those who pronounce correctly and articulate clearly speak with an accent. Who can say Bill Clinton’s speech is not intelligible, although he talks “like a hillbilly?”

Yet another distinction that is normally not maintained in public discourse is the distinction between Standard English and standard accent. Standard English can be spoken with any variety of accent. Plain and simple. In spite of all the time and effort (not to speak of money) that have gone into the learning and teaching of English in Hong Kong, most educated Hong Kongers do not speak “Queen’s English” with a British accent, as far as I can tell. They speak proper, standard, intelligible English.

The angst and anxiety about accent seems to have reached such an epidemic proportion that in a recent article, a domestic helper bemoaned that it is not “realistic” for parents in Hong Kong to expect domestic maids to teach their children “English with no accent”. Nobody can teach English with no accent. They are being asked to do the impossible.

Without realising that accent has biological foundations, individuals and institutions go to great lengths to “reduce accent”. This fad is not confined to Hong Kong alone. In the US, a number of “accent modification clinics” have sprung up in places where there is a concentration of immigrants. There are also commercial agencies that put out newspaper ads telling gullible people that they can get rid of their unwanted accent in 30 days.

It appears as if speaking English with a native accent is treated as a communicative disorder.

I speak English with an Indian, or more precisely Tamil, accent because my mother tongue is Tamil. I never thought of my native accent as a communicative disorder any more than I thought of my skin colour as a physical disorder. My accent, like my skin colour, is a part of who I am. A part of my identity.

Relax Hong Kong. Your accent is part of your identity. Be proud of it.

-by Balasubramanian Kumaravadivelu
Professor of Applied Linguistics at San Jose State University, California

HK ‘needs a radical language overhaul’
(June 7, 2008 press release)

Hong Kong needs a “complete overhaul” of its language policy if it is to achieve its goal of dual literacy and trilingualism, a leading education expert told a public lecture last night.

Andy Kirkpatrick, head of the Hong Kong Institute of Education’s department of English, presented a radical schools model that would see Putonghua become the main language of instruction after Primary Three, a dramatic shift in the role of English and Cantonese being taught as a written language.

In his “One Country, Two Systems, Three languages” talk, Professor Kirkpatrick called for an end to the distinction between English and Chinese-medium schools, and instead for all schools to be seen as “multilingual sites”.

Speaking to Education Post ahead of the talk, he said the switch to Putonghua was “inevitable”, although he admitted there were not enough qualified teachers to make it possible immediately. When it happened, he said, Cantonese should be introduced as a subject to preserve its cultural importance.

However, his proposals have been dismissed by other figures in the education sector as impractical and “very unlikely” in the foreseeable future.

The Education Bureau is looking into ways to “fine-tune” the implementation of new rules governing which language secondary schools can use to teach, due to come into force in 2010.

Education Secretary Michael Suen Ming-yeung announced details of his “fine tuning”, giving schools flexibility to divide students by ability to remove the rigid distinction between English and Chinese-medium schools in place since the mother tongue policy was launched in 1998. The proposals are likely to mean an increase in the number of schools permitted to teach in English.

Speaking before the announcement, Professor Kirkpatrick said it was “good that the government is listening”, but he was not convinced. “The kind of fine-tuning that is being talked about at the moment does not seem to address the real issues,” he said. “The whole system needs a complete overhaul.”

The system was “geared towards gaining university entry” for less than a fifth of students, meaning it was skewed to an over-emphasis on English skills and the “completely false expectation” of all students reaching the standard of a native speaker.

Students should be set the more attainable goal of “functional trilingualism”, using each of the languages to the level they needed. However, he conceded such a move would be resisted by parents.

Cheung Man-kwong, president of the Professional Teachers’ Union, said it was unlikely the plan would be welcomed by teachers. “There is even resistance to the suggestion that Putonghua could be used to teach Chinese. It would be even harder to gain acceptance for using it to teach other subjects as well.”

University of Hong Kong assistant professor of education Cheung Kwok-wah, a member of the working group that set down the medium of instruction policy in 2005, said there was neither the political will nor demand for schools to switch to Putonghua. “Politically this is still very sensitive. It is very unlikely that this could happen in the short term.”

But Dr Cheung was most dismissive of the idea Cantonese could be taught as a written language. Although value could be seen in writing in the Cantonese vernacular, teachers frowned upon it.

“I think the majority of the Chinese teaching profession would have great difficulty accepting that.”

There are a lot of people out there talking about Coastal Vacations. Some are good and some are bad. So what do you believe? Well, I recommend that you do your own research. Like anything else in life, it takes research and analysis to find out what things really are, and to be honest, it could be one thing for somebody and a different one from somebody else depending on their belief system.

So what does this mean for you who are looking into making money from it? Well basically, Coastal Vacation is an association of likeminded sales people that have the ability to acquire the Coastal Vacations travel package at wholesale prices and sell them at retail prices with a healthy commission compared to other businesses out there.

The truth is, many people have a problem with the fact that salesmanship is very much a part of this opportunity, which is something that people who are entering this business for the first time are not necessarily aware of. They should also take a look at the 2-Up commission set up. Essentially, for every 1295 dollar sale that they can make, they will earn 1000 dollars, but the problem to remember is that two sales need to be made before money will be earned.

The Coastal Vacations Level 1 package includes 5 free cruises, 25 bonus vacations all over the country including Disney World, and a set of over 20 membership cards giving its members discounts in all things travel and entertainment.

The beauty of the Coastal Vacation packages is that it is a lifetime membership, there are no deadlines on the vacations before activation, and one can buy the package for the price of one single cruise to the Caribbean.

Did you know the average American family spends $2800 a year on vacations? So, it behooves a family to purchase one of the Coastal Vacations packages and get a lifetime of vacations at an extremely low price, compared to what the average family spends on vacation costs.

The Two best direct sales opportunities I have found on the internet are My Internet Business and Abunza but, I want to give a way to judge any home business before you start one.

Since I have been involved in internet home businesses I have put together some guidelines for reviewing a home business opportunity. I believe these guidelines must be present inorder to be successful in the business of your choice. lets get to it…

Your success in a home business is dependent on the below factors so read them all the way through.

1. Find a success mentor. It is critical, you want to find someone you can trust. A mentor that has a proven system that anyone can plug into. This person has to already have the results that you desire. Most importantly they have to be someone who is truly willing to listen to your needs and cares about your success.

The opportunity you choose must have a way of rewarding them when they do help you, in other words a financial intrest in helping you.

2. Be sure that the products are high quality and can stand on their own and offer true value. You are looking for products that would sell themselves if someone were looking for them. Most direct sales and network marketing companies are simply built around the compensation plans and not the product. If there aren’t stand alone products, you will have trouble building a strong team and income in the future.

Find out what percentage of the products sold are retail sales. If distributors are only buying the products so they can sell them to recruits, watch out. There are plenty of good opportunities to choose from so be wise and pick the one that fits you.

3. Make sure that you are working with a team that has a turnkey marketing system in place that anyone can duplicate. This needs to be a fool proof system that ANYONE can plug into and get results right away. If you have to figure out how to generate your own leads or if the company relies on recruiting family or friends, purchased leads or newspaper ads, RUN AWAY. If you don’t have a reliable way of getting quality prospects in front of what you have to offer than you can’t be guaranteed long term success.

4. Make sure that the company has a stong vision in place to carry it forward for many years. You want to make sure that if is something you are going to build and put your heart into, that it will be arounf for years to come. Also make sure that the company isn’t hiding offshore in the Bahamas or Panama to keep out of reach of the attorney general. This is a red flag that something is not right.

5. Find a direct sales company to work with. I have never personally achieved a significant income with MLM or network marketing type business models. The attrition is way too big and the commissions are too small.

6. Make sure you don’t have to pass up sales as part of your qualification
process. You should be able to earn income from day one. This is absolutely
critical so that you may get into profit and recoup your investment as fast as possible.

7. Make sure the company you are working with doesn’t have any conflicts of interest. You can tell by their large monthly fees, trying to sell you leads, or partnerships and alliances that are designed to fill the companies pockets with your money.

8. Find a company of which you don’t have to do any explaining or personal selling. You should have a team of people to help you out or a sales system where you can outsource the closing to a team that will take your calls and sign prospects up. You are looking for more time freedom right? You don’t want to be chained to your phone all day.

9. You need to learn how to trust your gut. If you feel good about what you’re doing, then great pursue it with all you have. However, if you can’t seem to get straight answers about products, services or systems, run away! They probably aren’t telling you the whole truth and they just want your money.

You will be able to tell if someone is trying to actually build a relationship with you or just trying to sell you something. There are tons of scams out there just hiding behind innocence and opportunity.

Finally, is what your about to do something you can truly share with others and be passionate about? If the answer is no, then how will you ever be successful? Do something meaningful and you have to have a willingness to help other people reach their goals as well. If you help enough people reach their goals, you will be able to write your own ticket.

To Review The Top Businesses I have reviewed that fit the guidelines above, visit the links below:

Approved Business #1 => My Internet Business

Approved Business #2 => Abunza

I’ll seeya at the top,

–Westly Lager